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Debbie Woolard and Team want to provide you and your family with as many resources as we can to make a well-informed decision.
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What FICO® Score Do You Need to Qualify for a Mortgage?
What FICO® Score Do You Need to Qualify for a Mortgage? By The KCM Crew While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for …
Little Known Facts About FHA Mortgages
FHA loans are available for one to four family unit properties with one unit being owner-occupied. The minimum down payment for an FHA loan is 3.5%. FHA has a minimum credit score of 500 to 579 …
62% of Buyers Are Wrong About Down Payment Needs!
62% of Buyers Are Wrong About Down Payment Needs! By The KCM Crew According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in …