Getting A Mortgage: Why So Much Paperwork?
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and …
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Debbie Woolard and Team want to provide you and your family with as many resources as we can to make a well-informed decision.
We hope you enjoy reading our blog and should you have any questions or need assistance with buying or selling your home please let us know.
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Q: Do I Have to Disclose a Parent’s Gift to The Lender?
A: Lenders prefer that you do. But relax, you are not penalized in any way for receiving parental help. An estimated one-third of all first-time buyers purchase homes with a loan or a money gift from …
Buying a Home is 38% Less Expensive than Renting!
In Trulia’s 2014 Rent vs. Buy Report, they explained that homeownership remains cheaper than renting throughout the 100 largest metro areas in the United States; ranging from an average of 5% in Honolulu, all the way …
You Need A Professional When Buying A Home
Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need …